Guides
Guides for the months before, and the days after, the letters
Researched, plain-English and written for Australian owners under pressure — from spotting cash trouble early to funding a way out.
Before the lettersATO debtGetting fundedWays outTax time
Early Warning Signs of Cash Trouble: A Monthly Check
Spot cash trouble months before ATO letters arrive: a 20-minute monthly check built on official warning signs, what each red flag means and what to do.
1 October 2026
Can't Pay the ATO? How the First Phone Call Should Go
Dreading the call to the ATO about a debt you can't pay? What to prepare, what to say, what to ask for, and how to follow up so the call actually helps.
1 October 2026
Missed ATO Letters? Fix Your ASIC Registered Address
A DPN's 21 days start when it's posted to your ASIC address, not when you read it. Check your registered details and build a mail routine that works.
1 October 2026
Debt Rescue Document Pack: What to Gather Tonight
When a deadline is ticking, the documents decide how fast a lender can help. A checklist for the pack to gather tonight, and why each item matters.
1 October 2026
Sell Assets or Borrow to Clear Business Debt?
Sell equipment, stock or property to clear business debt, or borrow against it? Compare timing, tax, price and control before a deadline decides for you.
1 October 2026
EOFY Tax Bill Bigger Than Expected? Your Options
Tax bill bigger than you planned for? Why it happens, what to do before the due date, and how to fund it without starting a cycle of ATO debt.
1 October 2026See what your business could qualify for
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