About us
We fund businesses out of trouble, so they don't get wound up
Remedy Finance exists for the owner holding a letter they didn't expect, who wants to keep the business they built.
Why does Remedy Finance exist?
Search for help with business debt and much of what comes back is written by firms whose job is to run insolvency appointments. That work has its place. But for plenty of owners, an administrator or liquidator is being offered as the first answer when it ought to be the last. A business with good customers, good staff and a debt that arrived at the wrong moment deserves to hear about the other door first.
That's our whole focus: helping owners under pressure from the ATO, creditors or a lender get funded out of trouble, while they still run the business.
Who do we help?
- Directors who have received a director penalty notice, a statutory demand or a garnishee.
- Sole traders and partners facing a bankruptcy notice over a business debt.
- Owners with ATO arrears, overdue BAS or super, rent arrears or several creditors chasing at once — see pressure points.
- Businesses whose bank has stepped back, or whose lender has issued a default notice.
How do we work?
We start with the clock. Every letter has a deadline, and the right answer depends on how many days are left and what's at stake. Then we look at what the business and its owners have to work with: property equity, trading cash flow, and the debts that need clearing. From there, we match the situation to a funding route. The options include:
- Property-secured options (first and second mortgages, caveat loans) from $20,000 to $5,000,000 against residential or commercial property.
- Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Bad credit and ATO debt considered case by case. Business purposes only.
We don't publish interest rates, because every facility is priced on the business's own circumstances. We don't promise approvals either. If the numbers don't work, we'll tell you plainly, because an honest no is more useful than a hopeful maybe when a deadline is running.
What can you hold us to?
No credit check to enquire
Telling us about the letter or the debt doesn't touch your credit file. A credit check is only discussed once you choose to proceed.
No spray-and-pray
Your enquiry isn't auctioned to a list of lenders or brokers. One team works on it, so your phone stays quiet.
A real person on your file
Someone who understands deadlines reads your enquiry and calls you. Accurate form answers let us match the right route the first time.
Please fill in the enquiry form accurately — the letter, the amounts, the dates and any property. In a deadline situation, those details decide what's possible, and getting them right first time saves days.
Who operates this site?
Remedy Finance is operated by the operators of Remedy Finance. You can reach a real person on 03 9639 6511, or start with the 60-second enquiry.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real person on your file