Letters and notices
The letter on your desk: what it means and how long you have
Director penalty notices, garnishees, statutory demands, bankruptcy notices, default notices and demand letters. Find yours, read the clock, and see the ways out.
Director penalty notice
Got a director penalty notice? Whether it's lockdown or non-lockdown decides your options. The 21-day clock, what clears it, and how funding fits in.
Read more →ATO garnishee notice
An ATO garnishee can freeze your bank account or redirect customer payments. How to get it varied or lifted, and the funding routes that end it fastest.
Read more →Statutory demand
Statutory demand? What to do in the 21 days: pay, settle or apply to set it aside. How each road works, and how funding can clear the debt in time.
Read more →Bankruptcy notice
A bankruptcy notice gives you 21 days to pay or make an arrangement. What it means for sole traders, partners and guarantors, and how funding can stop it.
Read more →Winding-up application
A winding-up application isn't the end yet. What happens before the hearing, why other creditors matter, and how funding can still save the company.
Read more →Loan default notice
Got a default notice on a business loan or mortgage? How to read the deadline, what the lender can do next, and how refinancing can cure the default in time.
Read more →ATO warning letters
Reminder, notice of intent, DPN or statutory demand? How to tell ATO letters apart, which ones start a legal clock, and what to do before the next step.
Read more →Creditor letter of demand
A creditor's letter of demand isn't a court order, but it's often the step before one. How to read it, what to say back, and when funding beats a fight.
Read more →Not sure where you stand? The debt letter triage tool counts your deadline, and the which-debt-first sorter puts several pressures in order. When you're ready, a 60-second enquiry gets a real person on it — no credit check to enquire.
See what your business could qualify for
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